1. Fintech is most accurately described as:
A. the application of technology to the financial services industry.
B. the replacement of government-issued money with electronic currencies.
C. the clearing and settling securities trades through distributed ledger technology.
2. Which of the following technological developments is most likely to be useful for analyzing Big
A. Machine learning.
B. High-latency capture.
C. The Internet of Things.
3. A key criticism of robo-advisory services is that:
A. they are costly for investors to use.
B. the reasoning behind their recommendations can be unclear.
C. they tend to produce overly aggressive investment recommendations.
4. Which of the following statements about distributed ledger technology is most accurate?
A. A disadvantage of blockchain is that past records are vulnerable to manipulation.
B. Tokenization can potentially streamline transactions involving high-value physical assets.
C. Only parties who trust each other should carry out transactions on a permissionless network.
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